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Self-made individuals practice extreme ownership. They do not blame the economy, their employers, or their upbringing for their financial status. If they lack the skills required to earn a higher income, they commit to learning those skills. If their current investment strategy fails, they analyze the data, adapt, and refine their risk management parameters. The Strategic Framework for Wealth Accumulation

: As a child, Khoo was expelled from school and ranked near the bottom of his class. He faced deep-seated beliefs that he was "lazy" or "unintelligent." The Paradigm Shift