Because EFEAP is an employer-employee group insurance scheme, tax treatment differs from standard LIC policies (like Jeevan Anand or Tech Term).

Understanding LIC EFEAP: Full Form, Meaning, and How It Works

If you encountered the term you should treat it as LIC EFAP (Employees’ Family Benefit Scheme) . It is a vital internal policy that underscores LIC's status as a model employer, ensuring that the families of employees who pass away untimely are not left financially vulnerable.