All My Roommates — Love 10 Fixed

Introduce the concept of a fixed boundary or budget.

Splitwise tracks debt; it doesn’t eliminate it. You still have to settle up. With “10 fixed,” there is nothing to settle. The bill is paid. The fund is full. The only notification you get is “House fund is healthy.” That’s the dream.

Open a separate digital envelope (using apps like Splitwise, Revolut, or a simple shared Google Sheet). Every month, everyone transfers their fixed amount. All house purchases (toilet paper, light bulbs, cleaning spray, electricity bill) are paid from this fund.

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If you are looking to simplify your life, cut through the digital noise, or finally find something your entire household can agree on, take a page out of our book. There is a very good reason all my roommates love 10 Fixed—and honestly, I am right there with them.